FAQS

These days there is increased flexibility with pensions, for example you can work and receive pension benefits if you are over 55 (57 from April 2028). If you choose to, and you can choose how and when you access the money you have saved in personal pensions. (depending on the rules of the pension scheme you are a member of)

You are invested in your career, so it’s vital to protect your lifestyle & future income. If you were unexpectedly having an illness or injury that stops you from working, Income protection plan would take care of your important financial commitments.

We are experts in finding the most suitable plan for your needs , our panel is representative of the whole of market

A tax-free lump sum payable if you are diagnosed with pre-defined condition.

It’s easy to think that you will never be diagnosed with a critical illness, particularly when we feel healthy and energetic. But you can fall ill with very little warning. A critical illness can have a serious impact not only on your life, but also on the lives of your family.

Knowing you don’t have to worry about your financial commitments, if you’re unable to work, can give you peace of mind.  

We are experts in finding the most suitable plan for your needs , our panel is representative of the whole of market.

Have you considered what would happen to your family, if you were to die and you were no longer there to support them? Money worries can be devastating for your family, at an already difficult time.

A life assurance policy could be the lifeline that helps your loved ones cope financially by providing them with a lump sum in the event of your death. The money can be used for any purpose for example, paying off a mortgage, paying household bills or any outstanding debts.

Put simply ‘capital’ is the money that you choose to invest. With market fluctuations and other outside risks, an investment will always bear some form of partial or total risk to your funds.

Our objective is to provide the best advice that we can to help you minimise your risk profile, however we will always try to reiterate that there will always be a risk to capital with any investment.

A pension means different things to different people, but it is generally regarded as a plan in which you save for your retirement, which when you come to retire will have accumulated a value and will then provide you with a benefit.

Identifying the most suitable mortgage for your personal circumstances, from thousands of mortgage deals, many are not available on the high street and submitting a successful application is no mean feat.

As well as the complexities involved, its time consuming and can be costly if mistakes are made. That’s where the expertise of a mortgage broker can play a huge role.

We have access to lenders that represent the whole of market for mortgages.